Paid & Settled

Terms of Service
Effective Date: May 2026

01 Acceptance of Terms

By accessing and using Paid & Settled ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service. We reserve the right to modify these terms at any time.

02 Description of Service

Paid & Settled provides bill organization, splitting, and communication features. The Service is provided "as is" and "as available". We do not guarantee that the Service will be uninterrupted or error-free.

03 User Accounts & Security

You are responsible for safeguarding the password that you use to access the Service. You agree not to disclose your password to any third party. You are responsible for any activities or actions under your account, whether or not you have authorized such activities or actions.

04 User Content & Data

You retain all rights to any information, text, or other content ("User Content") you provide. However, by submitting User Content to Paid & Settled, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and display that content solely in connection with providing the Service.

05 Third-Party Services

Our Service may contain links to third-party web sites or services (e.g., Plaid, Google) that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third party web sites or services.

06 Limitation of Liability

In no event shall Paid & Settled, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

07 Governing Law

These Terms shall be governed and construed in accordance with the laws of the applicable jurisdiction, without regard to its conflict of law provisions.