The easiest way to track who owes what. Split bills on trips, manage household expenses, and settle debts instantly with a single tap.
Available on iOS & Android
4.9
2M+
Users Worldwide
+$142.50
You are owed
Recent Activity
View AllDinner at Mario's
Today • You paid
Ski Trip Cabins
Yesterday • Sarah paid
No more spreadsheets, no more awkward conversations. Paid & Settled handles the math so you can focus on the memories.
Just snap a photo of the receipt. Our AI automatically extracts line items, taxes, and tips for quick assignment.
Create trips, households, or continuous groups. Keep balances running over time or settle up after each event.
Split equally, by exact amounts, by percentages, or shares. Adjust for who had the extra drink effortlessly.
Connect your bank or favorite peer-to-peer payment app to settle debts with a single tap inside the app.
Friends don't have the app? No problem. Share an expense link and they can add their share from the web.
Traveling abroad? Add expenses in any currency and we'll handle the real-time conversions automatically.
Add expenses on the go or scan receipts instantly.
Let everyone claim their items or split the total.
The app calculates who owes who the minimum number of payments.
Settle up with integrated payments in one tap.
Jack
Owes $50
Jill
Owed $50
Emma
Settled
Join over 2 million friends and roommates who use Paid & Settled to keep their finances fair and transparent.